Refund Policy

Please read the following terms and conditions carefully as it sets out the terms of a legally binding agreement between you (the reader) and Business Standard Private Limited.

1) Introduction

This following sets out the terms and conditions on which you may use the content on business-standard.com website, business-standard.com's mobile browser site, Business Standard instore Applications and other digital publishing services (www.smartinvestor.in, www.bshindi.com and www.bsmotoring,com) owned by Business Standard Private Limited, all the services herein will be referred to as Business Standard Content Services.

2) Registration Access and Use

We welcome users to register on our digital platforms. We offer the below mentioned registration services which may be subject to change in the future. All changes will be appended in the terms and conditions page and communicated to existing users by email. Registration services are offered for individual subscribers only. If multiple individuals propose to access the same account or for corporate accounts kindly contact or write in to us. Subscription rates will vary for multiple same time access. The nature and volume of Business Standard content services you consume on the digital platforms will vary according to the type of registration you choose, on the geography you reside or the offer you subscribe to. a) Free Registration b) Premium Registration c) Special Offers d) Combo registrations with partners The details of the services and access offered for each account have been listed on www.business-standard.com/subscription-cart/product We may in exceptional circumstances cease to provide subscription services. We will give you at least 7 days notice of this, if possible. If we do so, then we will have no further obligation to you.

3) Privacy Policy and Registration

All information received by us from your registration on business-standard.com or other digital products of Business Standard will be used by Business Standard in accordance with our Privacy Policy. Kindly read the below mentioned details. On registration, we expect you to provide Business Standard with an accurate and complete information of the compulsory fields. We also expect you to keep the information secure, specifically access passwords and payment information. Kindly update the information periodically to keep your account relevant. Business Standard will rely on any information you provide to us. Each registration is for a single user only. On registration, you will choose a user name and password ("ID"). You are not allowed to share your ID or give access to your account to anyone else. Business Standard Premium subscription does not allow multiple users on a network or within an organization to use the same ID. On knowledge, Business Standard may cancel or suspend your access to Business Standard premium services if it comes across you sharing your personal access without further obligation to you. You are responsible for all the use of business-standard.com premium service made by you or anyone else using your ID and for preventing unauthorised use of your ID. If you believe there has been any breach of security such as the disclosure, theft or unauthorised use of your ID or any payment information, you must notify Business Standard immediately by e-mailing us at assist@bsmail.in. We recommend that you do not select an obvious user password (such as your name) and that you change it regularly.

4. Who Your Personal Subscription Contract is with

If you buy a Business-standard.com digital subscription and are resident in any country, then you will be contracting with Business Standard Private Limited, Nehru House, 4, Bahadur Shah Zafar Marg, New Delhi - 110 002

5. User Generated Content

Business-standard.com includes comments sections, blogs and other interactive features that allow interaction between users and between users and Business Standard. We call the information posted by or contributed by users "User Generated Content" or "UGC". If you wish to view or participate by way of UGC then you must comply with specific rules and guidelines. We also recommend that you read our Comments Guidelines which provide further guidance in relation to commenting on Business-standard.com.

6. Third Party Sites and Services

Business-standard.com may contain links to other Internet websites or online and mobile services provided by independent third parties, including websites of our advertisers and sponsors (what we call "Third Party Sites"), either directly or through frames. Third Party Sites also include co-branded with Business Standard and so include Business Standard's trade marks. It is your decision whether you purchase or use any third party products or services made available on or via Third Party Sites and you should read Section 9 below carefully. Our Privacy Policy does not apply to Third Party Sites.

7. Our Responsibilities towards You

A summary of what this section means: this section is important and you should read it carefully. It makes clear to what extent, if any, Business Standard accepts responsibility (liability) to you for your use of Business-standard.com or in respect of any third party products or services that we refer to or advertisements or any other link to on business-standard.com. Unless you are a premium subscriber to Business-standard.com, we accept no financial responsibility to you arising from your use of business-standard.com or the content, advertisements and links published on business-standard.com. If you are a Business Standard premium service subscriber, we limit our financial responsibility to you arising from your use of Business-Standard.com and/or the Premium Services you consume on business-standard.com to the price you paid for your subscription. In no circumstances do we accept responsibility for your use of Third Party Sites or services not limited to advertisements, links in respect of any Third Party Products. By Third Party Sites we mean websites, online or mobile services provided by third parties, including websites of advertisers and sponsors that may appear on business-standard.com. By Third Party Products we mean products or services provided by third parties.